:root,.theme-teal{--primary-500:#14b8a6;--primary-600:#0d9488;--primary-700:#0f766e;--primary-light:#f0fdfa;--accent-500:#f59e0b;--accent-600:#d97706;--accent-light:#fffbeb;--gradient-primary:linear-gradient(135deg, #0f766e 0%, #14b8a6 100%);--gradient-hero:#474554;--shadow-glow:0 0 30px #14b8a633}.theme-indigo{--primary-500:#6366f1;--primary-600:#4f46e5;--primary-700:#4338ca;--primary-light:#eef2ff;--accent-500:#f97316;--accent-600:#ea580c;--accent-light:#fff7ed;--gradient-primary:linear-gradient(135deg, #3730a3 0%, #6366f1 100%);--gradient-hero:#474554;--shadow-glow:0 0 30px #6366f133}.theme-navy{--primary-500:#334155;--primary-600:#1e293b;--primary-700:#0f172a;--primary-light:#f1f5f9;--accent-500:#10b981;--accent-600:#059669;--accent-light:#ecfdf5;--gradient-primary:linear-gradient(135deg, #0f172a 0%, #334155 100%);--gradient-hero:#474554;--shadow-glow:0 0 30px #10b98133}:root{--neutral-0:#fbfbfb;--neutral-50:#fbfbfb;--neutral-100:#f1f5f9;--neutral-200:#e2e8f0;--neutral-300:#cbd5e1;--neutral-400:#474554;--neutral-500:#474554;--neutral-600:#474554;--neutral-700:#000;--neutral-800:#000;--neutral-900:#474554;--gradient-accent:linear-gradient(135deg, var(--accent-500) 0%, var(--accent-600) 100%);--shadow-sm:0 1px 2px #0000000d;--shadow-md:0 4px 12px #0000000d;--shadow-lg:0 12px 30px #00000014;--font-heading:"Satoshi", sans-serif;--font-body:"Satoshi", sans-serif;--section-padding:120px 0;--container-max:1200px;--radius-md:10px;--radius-lg:16px;--radius-xl:24px;--radius-full:9999px;--transition-smooth:.5s cubic-bezier(.16, 1, .3, 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var(--transition-fast);font-size:.95rem;font-weight:500;position:relative}.navbar-links a:after{content:"";background:var(--accent-500);width:0;height:2px;transition:width var(--transition-smooth);position:absolute;bottom:-4px;left:0}.navbar-links a:hover:after{width:100%}.navbar.scrolled .navbar-links a{color:var(--neutral-600)}.navbar.scrolled .navbar-links a:hover{color:var(--primary-600)}.navbar-cta{align-items:center;gap:12px;display:flex}.btn-nav{border-radius:var(--radius-full);cursor:pointer;transition:all var(--transition-smooth);font-size:.9rem;font-weight:600;font-family:var(--font-body);border:none;align-items:center;gap:8px;padding:10px 24px;display:inline-flex}.btn-nav-outline{color:var(--neutral-0);background:0 0;border:1.5px solid #fff6}.btn-nav-outline:hover{background:#ffffff26;border-color:#ffffffb3}.navbar.scrolled .btn-nav-outline{border-color:var(--primary-500);color:var(--primary-600)}.navbar.scrolled 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18px;font-size:.82rem;font-weight:700;display:inline-flex}.hero-badge-dot{background:var(--accent-500);border-radius:50%;width:8px;height:8px;animation:2s ease-in-out infinite pulse}.hero h1{color:var(--neutral-0);letter-spacing:-.04em;margin-bottom:20px;font-size:clamp(2.2rem,5vw,3.75rem);font-weight:800;line-height:1.08}.hero h1 .highlight{background:var(--gradient-accent);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.hero-subtitle{color:#fff;max-width:520px;margin-bottom:36px;font-size:clamp(1rem,2vw,1.15rem);font-weight:400;line-height:1.8}.hero-buttons{flex-wrap:wrap;gap:16px;margin-bottom:40px;display:flex}.btn{border-radius:var(--radius-full);cursor:pointer;transition:all var(--transition-smooth);font-size:1rem;font-weight:600;font-family:var(--font-body);white-space:nowrap;border:none;align-items:center;gap:10px;padding:14px 32px;text-decoration:none;display:inline-flex}.btn-primary{background:var(--gradient-accent);color:var(--neutral-0);box-shadow:0 8px 30px #f9a8254d}.btn-primary:hover{transform:translateY(-3px);box-shadow:0 12px 40px #f9a82566}.btn-secondary{color:var(--neutral-0);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff1a;border:1.5px solid #ffffff40}.btn-secondary:hover{background:#fff3;border-color:#ffffff80;transform:translateY(-3px)}.btn-whatsapp{color:var(--neutral-0);background:#25d366;box-shadow:0 8px 30px #25d3664d}.btn-whatsapp:hover{background:#20bd5a;transform:translateY(-3px);box-shadow:0 12px 40px #25d36666}.hero-trust{border-top:1px solid #ffffff1a;align-items:center;gap:20px;padding-top:20px;display:flex}.hero-trust-item{color:#fff;align-items:center;gap:8px;font-size:.9rem;font-weight:500;display:flex}.hero-trust-icon{color:var(--accent-400);font-size:1.1rem}.hero-visual{opacity:0;animation:1s .3s forwards fadeInUp;position:relative}.hero-card{-webkit-backdrop-filter:blur(20px);border-radius:var(--radius-xl);background:#ffffff14;border:1px solid #ffffff1f;padding:36px;position:relative;overflow:hidden}.hero-card:before{content:"";background:var(--gradient-accent);height:3px;position:absolute;top:0;left:0;right:0}.hero-card-header{align-items:center;gap:12px;margin-bottom:24px;display:flex}.hero-card-icon{background:var(--gradient-accent);border-radius:var(--radius-md);width:48px;height:48px;color:var(--neutral-0);justify-content:center;align-items:center;font-size:1.3rem;display:flex}.hero-card-title{color:var(--neutral-0);letter-spacing:-.02em;font-size:1.2rem;font-weight:700}.hero-card-subtitle{color:#fff;font-size:.85rem}.hero-stats{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.hero-stat{text-align:center;border-radius:var(--radius-md);background:#ffffff0d;border:1px solid #ffffff14;padding:16px}.hero-stat-value{font-family:var(--font-heading);color:#fff;letter-spacing:-.02em;font-size:1.5rem;font-weight:800;display:block}.hero-stat-label{color:#fff;margin-top:4px;font-size:.8rem}.hero-float-card{-webkit-backdrop-filter:blur(12px);border-radius:var(--radius-lg);z-index:5;white-space:nowrap;background:#ffffffe6;border:1px solid #ffffff80;align-items:center;gap:14px;padding:14px 22px;animation:5s ease-in-out infinite float;display:flex;position:absolute;box-shadow:0 10px 40px #0000001a}.hero-float-card:nth-child(2){animation-delay:.5s;top:-25px;right:-40px}.hero-float-card:nth-child(3){border-left:4px solid var(--primary-500);animation-delay:1.5s;bottom:-40px;left:-20px}.hero-float-card:hover{background:#fff;transform:scale(1.05);box-shadow:0 15px 50px #14b8a633}.hero-float-card-icon{border-radius:var(--radius-sm);justify-content:center;align-items:center;width:40px;height:40px;font-size:1.1rem;display:flex}.hero-float-card-icon.green{background:var(--success-50);color:var(--success-500)}.hero-float-card-icon.blue{background:var(--primary-50);color:var(--primary-500)}.hero-float-card-text strong{color:var(--neutral-800);letter-spacing:-.01em;font-size:.95rem;display:block}.hero-float-card-text span{color:var(--neutral-400);font-size:.8rem}@media (width<=1024px){.hero{padding:100px 0 60px}.hero-content{gap:40px;padding:0 20px}.hero-card{padding:28px}.hero-float-card:nth-child(2){top:-10px;right:-10px}.hero-float-card:nth-child(3){bottom:-5px;left:-10px}}@media (width<=768px){.hero{min-height:auto;padding:100px 0 60px}.hero-content{text-align:center;grid-template-columns:1fr;gap:32px;padding:0 16px}.hero-badge{margin-bottom:20px;padding:6px 14px;font-size:.75rem}.hero h1{margin-bottom:16px}.hero-subtitle{margin-bottom:28px;margin-left:auto;margin-right:auto}.hero-buttons{justify-content:center;gap:12px;margin-bottom:28px}.hero-trust{flex-wrap:wrap;justify-content:center;gap:14px}.hero-trust-item{font-size:.82rem}.hero-visual{display:none}}@media (width<=480px){.hero{padding:88px 0 48px}.hero-buttons{flex-direction:column;align-items:stretch}.btn{justify-content:center;padding:13px 24px;font-size:.95rem}.hero-trust{gap:10px}.hero-trust-item{gap:6px;font-size:.78rem}}.about{padding:var(--section-padding);background:var(--neutral-50)}.about-content{grid-template-columns:1.1fr .9fr;align-items:center;gap:80px;display:grid}.about-highlights{grid-template-columns:1fr 1fr;gap:20px;margin-top:40px;display:grid}.about-highlight-card{background:var(--neutral-0);border-radius:var(--radius-xl);box-shadow:var(--shadow-sm);transition:all var(--transition-smooth);border:1px solid var(--neutral-100);flex-direction:column;gap:16px;padding:28px;display:flex}.about-highlight-card:hover{box-shadow:var(--shadow-lg);border-color:var(--primary-500);transform:translateY(-8px)}.about-highlight-icon{background:var(--primary-light);border-radius:var(--radius-md);width:48px;height:48px;color:var(--primary-600);transition:all var(--transition-smooth);justify-content:center;align-items:center;font-size:1.3rem;display:flex}.about-highlight-card:hover .about-highlight-icon{background:var(--primary-500);color:var(--neutral-0)}.about-highlight-text h4{color:#474554;margin-bottom:8px;font-size:1rem;font-weight:700}.about-highlight-text p{color:#474554;font-size:.88rem;line-height:1.6}.about-image-card{background:var(--gradient-primary);border-radius:var(--radius-xl);color:#fff;box-shadow:var(--shadow-glow);padding:50px;position:relative;overflow:hidden}.about-big-number{font-family:var(--font-heading);color:#ffffff14;font-size:7rem;font-weight:900;line-height:1;position:absolute;top:10px;right:20px}.about-visual-stat{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-radius:var(--radius-lg);text-align:center;z-index:2;background:#ffffff1f;border:1px solid #fff3;margin-bottom:16px;padding:24px;transition:transform .3s;position:relative}.about-visual-stat:hover{transform:scale(1.05)}.about-visual-stat-value{color:var(--accent-light);margin-bottom:4px;font-size:2.2rem;font-weight:800;display:block}.about-visual-stat-label{color:#fff;font-size:.85rem;font-weight:500}@media (width<=1024px){.about-content{grid-template-columns:1fr;gap:40px}.about-highlights{grid-template-columns:1fr 1fr}}@media (width<=480px){.about-highlights{grid-template-columns:1fr}.about-highlight-card{padding:22px}}.services{padding:var(--section-padding);background:var(--neutral-0);position:relative}.services-grid{grid-template-columns:repeat(3,1fr);gap:30px;display:grid}.service-card{background:var(--neutral-0);border:1px solid var(--neutral-100);border-radius:var(--radius-xl);transition:all var(--transition-smooth);padding:40px 32px;position:relative;overflow:hidden}.service-card:before{content:"";background:var(--gradient-primary);transform-origin:0;height:4px;transition:transform var(--transition-smooth);position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.service-card:hover:before{transform:scaleX(1)}.service-card:hover{box-shadow:var(--shadow-lg);border-color:var(--primary-light);transform:translateY(-10px)}.service-icon{border-radius:var(--radius-lg);width:64px;height:64px;transition:all var(--transition-smooth);background:var(--primary-light);color:var(--primary-600);justify-content:center;align-items:center;margin-bottom:24px;font-size:1.6rem;display:flex}.service-icon.accent{background:var(--accent-light);color:var(--accent-600)}.service-card:hover .service-icon{transform:scale(1.1)rotate(5deg)}.service-card h3{color:#474554;margin-bottom:12px;font-size:1.25rem;font-weight:700}.service-card p{color:#474554;font-size:.95rem;line-height:1.7}.service-card-tag{background:var(--primary-light);color:var(--primary-700);border-radius:var(--radius-full);text-transform:uppercase;letter-spacing:.05em;margin-top:20px;padding:5px 14px;font-size:.7rem;font-weight:800;display:inline-block}@media (width<=1024px){.services-grid{grid-template-columns:repeat(2,1fr);gap:24px}}@media (width<=768px){.service-card{padding:32px 24px}.service-icon{width:56px;height:56px;font-size:1.4rem}}@media (width<=480px){.services-grid{grid-template-columns:1fr}.service-card{padding:28px 22px}}.why-us{padding:var(--section-padding);background:var(--neutral-50);position:relative}.why-us-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.why-us-card{background:var(--neutral-0);border:1px solid var(--neutral-100);border-radius:var(--radius-xl);text-align:left;transition:all var(--transition-smooth);padding:40px 32px;position:relative}.why-us-card:after{content:"";border-radius:var(--radius-xl);box-shadow:var(--shadow-glow);opacity:0;transition:opacity var(--transition-smooth);pointer-events:none;position:absolute;inset:0}.why-us-card:hover{border-color:var(--primary-500);transform:translateY(-8px)}.why-us-card:hover:after{opacity:1}.why-us-number{font-family:var(--font-heading);color:var(--primary-light);transition:all var(--transition-smooth);opacity:.3;font-size:2.5rem;font-weight:900;line-height:1;position:absolute;top:24px;right:28px}.why-us-card:hover .why-us-number{color:var(--primary-500);opacity:1;transform:translateY(-2px)}.why-us-icon{background:var(--primary-light);border-radius:var(--radius-md);width:56px;height:56px;color:var(--primary-600);transition:all var(--transition-smooth);justify-content:center;align-items:center;margin-bottom:24px;font-size:1.5rem;display:flex}.why-us-card:hover .why-us-icon{background:var(--primary-500);color:#fff;transform:rotate(360deg)}.why-us-card h3{color:#474554;margin-bottom:12px;font-size:1.15rem;font-weight:700}.why-us-card p{color:#474554;font-size:.92rem;line-height:1.6}@media (width<=1024px){.why-us-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=480px){.why-us-grid{grid-template-columns:1fr}.why-us-card{padding:32px 24px}}.contact{padding:var(--section-padding);background:var(--neutral-0);position:relative}.contact-content{grid-template-columns:1fr 1.2fr;align-items:start;gap:60px;display:grid}.contact-info{position:relative}.contact-info-card{background:var(--gradient-hero);border-radius:var(--radius-xl);color:var(--neutral-0);padding:40px;position:relative;overflow:hidden}.contact-info-card:before{content:"";background:radial-gradient(circle,#f9a82526 0%,#0000 70%);border-radius:50%;width:300px;height:300px;position:absolute;top:-50%;right:-30%}.contact-info-card h3{color:var(--neutral-0);letter-spacing:-.03em;margin-bottom:8px;font-size:1.5rem}.contact-info-card>p{color:#fff;margin-bottom:32px;font-size:.95rem;font-weight:400}.contact-detail{z-index:2;align-items:flex-start;gap:16px;margin-bottom:24px;display:flex;position:relative}.contact-detail-icon{border-radius:var(--radius-sm);width:44px;min-width:44px;height:44px;color:var(--accent-300);background:#ffffff1f;justify-content:center;align-items:center;font-size:1.1rem;display:flex}.contact-detail-text h4{color:#fff;text-transform:uppercase;letter-spacing:.8px;margin-bottom:4px;font-size:.82rem;font-weight:700}.contact-detail-text p,.contact-detail-text a{color:var(--neutral-0);font-size:1rem;font-weight:500}.contact-detail-text a:hover{color:var(--accent-300)}.contact-form-wrapper{background:var(--neutral-0);border:1px solid var(--neutral-200);border-radius:var(--radius-xl);box-shadow:var(--shadow-md);padding:40px}.contact-form-wrapper h3{letter-spacing:-.02em;color:#474554;margin-bottom:8px;font-size:1.4rem}.contact-form-wrapper>p{color:#474554;margin-bottom:28px;font-size:.95rem;font-weight:400}.contact-form{flex-direction:column;gap:20px;display:flex}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-group{flex-direction:column;gap:6px;display:flex}.form-group label{color:var(--neutral-700);letter-spacing:-.01em;font-size:.85rem;font-weight:600}.form-group input,.form-group select,.form-group textarea{border:1.5px solid 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var(--neutral-200);-webkit-user-select:none;user-select:none;white-space:nowrap;font-size:.95rem;font-weight:600;font-family:var(--font-body);padding:12px 12px 12px 16px}.phone-input-wrapper input,.income-input-wrapper input{flex:1;min-width:0;padding-left:12px;box-shadow:none!important;background:0 0!important;border:none!important}.phone-input-wrapper input:focus,.income-input-wrapper input:focus{box-shadow:none!important;border:none!important}.form-group.has-error .phone-input-wrapper,.form-group.has-error .income-input-wrapper,.form-group.has-error input,.form-group.has-error select,.form-group.has-error textarea{border-color:#e53935}.form-error{color:#e53935;align-items:center;gap:5px;margin-top:2px;font-size:.78rem;font-weight:500;display:flex}.form-checkbox-group{margin-top:8px;margin-bottom:8px}.checkbox-label{cursor:pointer;align-items:flex-start;gap:12px;display:flex;position:relative;font-weight:400!important}.checkbox-label 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